DAI Yields
For investors seeking to leverage DAI, market fragmentation can be a challenge. Our algorithms analyse 4 blockchains simultaneously to locate the highest risk-adjusted APY.
$0.9995 (On Peg)
Active Capital (TVL)
$610.3M
Total Market Depth
Mean APY
3.23%
TVL Weighted Avg
Yield Spread
2.06%
Range (Min to Max)
Networks
Array
Blockchains Tracked
DAI Market Mechanics
About DAI: Governed by the Maker Protocol, DAI offers censorship resistance that appeals to decentralisation purists.
As of today, active tracking indicates a total liquidity depth of $610,309,931 across our indexed protocols. Investors should note that this TVL is distributed across various lending protocols, creating a diversified risk profile.
Chain Dominance & Fragmentation: Liquidity for DAI is highly fragmented across multiple networks, specifically Ethereum and others. This fragmentation creates arbitrage opportunities and competitive yield variations. Investors optimising for gas fees versus yield should carefully weigh the benefits of bridging to Layer 2 solutions where we often observe higher volatility in rates but lower transaction costs.
Yield Environment:
The current average APY of 3.23%
reflects a conservative 'risk-off' sentiment in the wider crypto market. With a maximum available rate of 4.26%, active rebalancing strategies can capture significant upside compared to passive holding.
Top Yield Strategies
Frequently Asked Questions
Where can I find the best yield for DAI?
Our aggregator currently tracks 5 pools. The highest yield is found on the Aave V3 protocol on the Optimism network, offering 4.26%.
What are the risks of lending DAI?
Risks include Smart Contract bugs, De-pegging events (where DAI loses its $1 value), and Liquidation risk if using leverage. We assign a 'Safety Score' to every pool to help mitigate these risks. The current weighted average safety score for DAI pools is 86/100.
How often is this data updated?
Data is refreshed hourly. The last update was performed on 04 Dec 2025, 10:05 UTC. We maintain active tracking to ensure rates reflect the latest on-chain conditions.
Data Analysis by MooniTooki
Chief Data Architect @DeFiStar.io
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Data Source: Internal indexer. Disclaimer: Informational only. Not financial advice. Terms & Conditions apply.