Dashboard Risk Radar Trust Index Stress Gauge

DeFi Risk Radar

The safest pools in DeFi, verified by Audit Scores, Liquidity Depth, and Oracle Pegs.

Active Tracking: 04 Dec 2025, 09:04 UTC
$11,272M
Protected TVL
2.78%
Avg Safe APY
Aave V3
Dominant Safe Protocol
Ethereum
Safest Chain
USDe
Aave V3 • Ethereum
100
TVL Depth $848.4M
Current Yield 1.46%
Live Oracle Peg $1.0000
RLUSD
Aave V3 • Ethereum
100
TVL Depth $586.3M
Current Yield 0.68%
Live Oracle Peg $1.0000
DAI
Spark • Ethereum
100
TVL Depth $409.4M
Current Yield 3.34%
Live Oracle Peg $0.9995
USDC
Aave V3 • Base
100
TVL Depth $402.9M
Current Yield 3.09%
Live Oracle Peg $0.9997
USDC
Aave V3 • Arbitrum
100
TVL Depth $390.3M
Current Yield 2.37%
Live Oracle Peg $0.9997
PYUSD
Aave V3 • Ethereum
100
TVL Depth $319.6M
Current Yield 1.71%
Live Oracle Peg $1.0000
PYUSD
Spark • Ethereum
100
TVL Depth $170.3M
Current Yield 2.09%
Live Oracle Peg $1.0000
USDS
Spark • Ethereum
100
TVL Depth $144.1M
Current Yield 3.21%
Live Oracle Peg $1.0000
USDtb
Aave V3 • Ethereum
100
TVL Depth $102.9M
Current Yield 1.34%
Live Oracle Peg $1.0000
USDtb
Aave V3 • Ethereum
100
TVL Depth $102.2M
Current Yield 1.75%
Live Oracle Peg $1.0000
USDS
Aave V3 • Ethereum
100
TVL Depth $54.6M
Current Yield 2.24%
Live Oracle Peg $1.0000
EURC
Aave V3 • Ethereum
100
TVL Depth $42.0M
Current Yield 2.91%
Live Oracle Peg FX $1.0800
USDC
Aave V3 • Polygon
97
TVL Depth $50.8M
Current Yield 3.02%
Live Oracle Peg $0.9997
USDC
Aave V3 • Avalanche
93
TVL Depth $187.9M
Current Yield 3.04%
Live Oracle Peg $0.9997
EURC
Aave V3 • Ethereum
92
TVL Depth $46.4M
Current Yield 1.73%
Live Oracle Peg FX $1.0800
USDC
Aave V3 • Ethereum
90
TVL Depth $5,241.7M
Current Yield 3.39%
Live Oracle Peg $0.9997
RLUSD
Aave V3 • Ethereum
90
TVL Depth $600.6M
Current Yield 0.75%
Live Oracle Peg $1.0000
USDT
Spark • Ethereum
90
TVL Depth $315.4M
Current Yield 4.00%
Live Oracle Peg $1.0003
DAI
Aave V3 • Ethereum
90
TVL Depth $185.6M
Current Yield 3.03%
Live Oracle Peg $0.9995
USDS
Aave V3 • Ethereum
90
TVL Depth $60.0M
Current Yield 1.26%
Live Oracle Peg $1.0000
EURC
Aave V3 • Base
90
TVL Depth $23.9M
Current Yield 2.18%
Live Oracle Peg FX $1.0800
USDT
Compound V3 • Arbitrum
89
TVL Depth $32.4M
Current Yield 2.60%
Live Oracle Peg $1.0003
USDC
Compound V3 • Ethereum
88
TVL Depth $413.2M
Current Yield 3.51%
Live Oracle Peg $0.9997
USDT
Compound V3 • Ethereum
88
TVL Depth $178.5M
Current Yield 3.38%
Live Oracle Peg $1.0003
USDT
Venus • BNB Chain
87
TVL Depth $277.6M
Current Yield 2.90%
Live Oracle Peg $1.0003
USDC
Venus • BNB Chain
87
TVL Depth $85.4M
Current Yield 3.11%
Live Oracle Peg $0.9997

Market Risk Snapshot

Our DeFi risk management dashboard algorithms are currently tracking 26 high-safety liquidity pools. The aggregated data represents a total of $11,272M in verified assets, offering a weighted average yield of 2.78%.

This dynamic selection filters out 95% of the market, displaying only safest DeFi pools with audits that have demonstrated resilience against volatility and smart contract exploits. Currently, Aave V3 appears most frequently in our safety index, indicating a high concentration of audited, blue-chip opportunities within that ecosystem.

Safety First Methodology

Safety Score 85+ Only: This dashboard strictly filters for pools with a Safety Score of 85 or higher. This score, generated by our internal engine, aggregates Smart Contract Audit history, Time-Weighted TVL stability, and Protocol maturity.

Peg Verification: Even a safe protocol is risky if the asset fails. We cross-reference every pool with live Chainlink Oracle data to ensure the underlying asset is holding its $1.00 peg.

Calculation Transparency (How We Score)

Safety Score (0-100 Scale)

Each pool receives a proprietary Safety Score based on multiple risk factors:

  • Smart Contract Audits (40% weight): Number and quality of independent security audits from firms like Trail of Bits, OpenZeppelin, Certik, and Consensys Diligence. Multiple audits from tier-1 firms = higher score.
  • Protocol Maturity (25% weight): Time in market without critical exploits. Protocols operating >2 years with clean history score highest.
  • TVL Stability (20% weight): Time-weighted average TVL over 90 days. Consistent high liquidity indicates user trust and reduces rug pull risk.
  • Governance Quality (10% weight): DAO governance with timelock contracts and multi-sig controls scores higher than centralized admin keys.
  • Code Immutability (5% weight): Immutable contracts or upgradability restricted by governance timelock reduces admin risk.

Scores are recalculated weekly based on updated audit reports, TVL data, and protocol governance changes. Only pools scoring 85+ appear on this dashboard.

TVL-Weighted Average Yield

The "Avg Safe APY" displayed represents the dollar-weighted average yield across all filtered pools:

Weighted APY = SUM(pool.tvl × pool.apy) / SUM(pool.tvl)

Example Calculation:

  • Pool A: $10,000M TVL × 3.0% APY = $300M annual yield
  • Pool B: $1,000M TVL × 5.0% APY = $50M annual yield
  • Total: $11,000M TVL, $350M annual yield
  • Weighted APY: $350M ÷ $11,000M = 3.18%

This method reflects the actual average yield an investor would earn by distributing capital proportionally across all pools. Large pools naturally have more weight in the calculation.

Current Values: $11,272M total TVL, 2.78% weighted average yield across 26 pools.

Filter Criteria

  • Safety Score: Must be ≥85/100 (top 5% of all pools)
  • Minimum TVL: >$1,000,000 (ensures adequate liquidity depth)
  • Peg Stability: Stablecoins must maintain ±1% of $1.00 peg
  • Asset Type: Focus on major stablecoins and verified assets
  • Protocol Status: Active, non-deprecated pools only

Dominance Metrics

Dominant Safe Protocol: Aave V3

Determined by frequency count (which protocol appears most often in filtered results). Currently tracking 17 pools from Aave V3.

Safest Chain: Ethereum

Determined by frequency count (which blockchain has the most high-safety pools). Currently tracking 18 pools on Ethereum.

Peg Monitoring

All stablecoin pegs are monitored in real-time via Chainlink Price Feed Oracles:

  • ✅ Green Peg: Within 1% of $1.00 target (considered stable)
  • ⚠️ Yellow Warning: Deviation >1% but <2% (monitoring closely)
  • 🚨 Red Alert: Deviation >2% (significant depeg event)
  • 💱 FX Notation: Non-USD assets (EURC, EURT) display forex rate, not flagged as depegged

Analysing DeFi Risk Factors

To maintain a high Safety Score, protocols must demonstrate robust security practices. We analyse three critical vectors when calculating the risk metrics displayed above:

Optimising Your Yield Strategy

While no DeFi activity is entirely risk-free, utilising the Risk Radar allows investors to mitigate exposure to common vectors such as impermanent loss and rug pulls. By focussing on established protocols with proven track records, users can build a yield farming portfolio that balances attractive returns with capital preservation.

Data Analysis by MooniTooki
Chief Data Architect @DeFiStar.io Follow on X for real-time alpha and risk updates.

Disclaimer: This risk dashboard is for informational purposes only. Safety scores are calculated based on historical data and on-chain metrics but do not guarantee future performance or security. Always conduct your own due diligence. Terms of Service apply.

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