Top performing lending markets ranked by Total Value Locked (TVL).
| Rank | Protocol | Chains | Active Pools | Avg Safety | Total TVL |
|---|---|---|---|---|---|
| #1 | Aave V3 | 9 Networks | 43 | 85/100 | $16,522.1M |
| #2 | Sky Protocol | 1 Networks | 2 | 100/100 | $7,961.5M |
| #3 | Spark | 2 Networks | 7 | 89/100 | $1,249.3M |
| #4 | Compound V3 | 5 Networks | 10 | 84/100 | $687.2M |
| #5 | Morpho | 2 Networks | 6 | 85/100 | $607.1M |
| #6 | Venus | 1 Networks | 2 | 85/100 | $355.2M |
| #7 | Maker DSR | 1 Networks | 1 | 96/100 | $163.8M |
| #8 | Maker sDAI | 1 Networks | 1 | 78/100 | $163.8M |
The decentralised finance landscape is shifting rapidly. As of our latest hourly scan, DeFiStar.io is tracking a DeFi protocol total value locked of $27.71 Billion. This liquidity is distributed across 8 major lending protocols and 72 active liquidity pools.
Currently, Aave V3 leads the market with a dominance of 59.6% of the tracked assets. However, investors prioritising security over raw size might look toward Sky Protocol, which currently holds the highest safety rating on our index at 100/100.
TVL Weighting: Protocols are ranked primarily by Total Value Locked across all tracked chains. This is the industry-standard metric for protocol adoption, liquidity depth, and market trust. A higher TVL generally implies lower slippage for large transactions and deeper solvency.
Safety Scores: The "Avg Safety" metric is not arbitrary. It aggregates smart contract audit scores, time-weighted historical uptime, and multisig transparency for every individual pool within that protocol. A high TVL combined with a low safety score serves as a critical warning signal for risk-averse lenders.
Beyond raw liquidity, the top DeFi protocols are increasingly adopting multi-chain strategies to capture user activity. Aave V3 currently leads in accessibility, deploying liquidity pools across 9 different blockchain networks.
Comparing protocols by "Active Pools" reveals the granularity of their markets. Protocols with a high pool count often support long-tail assets (riskier tokens), whereas protocols with fewer pools typically focus on blue-chip assets like USDC, ETH, and WBTC.
Disclaimer: Data is for informational purposes only and is aggregated hourly via on-chain queries. Past performance is not indicative of future results. DeFi protocols carry smart contract risks. Terms of Service apply.
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