| Daily Earnings | +$1.04 |
| Monthly Income | +$31.67 |
| Annual Return | +$380.00 |
| Investment | Daily Profit | Monthly Profit | Yearly Forecast |
|---|---|---|---|
| $1,000 | $0.10 | $3.17 | $38.00 |
| $5,000 | $0.52 | $15.83 | $190.00 |
| $25,000 | $2.60 | $79.17 | $950.00 |
| $50,000 | $5.21 | $158.33 | $1,900.00 |
* Projections assume APY remains constant and do not account for gas fees.
Investing in FDUSD via Aave V3 currently provides a return that prioritises capital preservation over aggressive growth.
Investors must remember that this yield is denominated in FDUSD. The fiat value of your portfolio remains subject to the market volatility of the underlying asset, which may amplify or negate yield gains.
To maximise your crypto-asset earnings on Aave V3, frequency matters. With current daily earnings of ~$1.04 (per $10k), manual reinvestment should be weighed against gas costs.
Operating on the BNB Chain network provides a distinct advantage: minimal gas fees. This infrastructure allows for high-frequency compounding (daily or even hourly), enabling investors to squeeze maximum efficiency from this 3.80% APY without friction costs eroding the bottom line.
Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this FDUSD APY Calculator differ from traditional finance in several ways.
The FDUSD APY Calculator above projects future value based on current network snapshots. In DeFi, returns are dynamic.
The magic of APY (Annual Percentage Yield) vs APR (Annual Percentage Rate) lies in compounding. By reinvesting your daily earnings of ~$1.04, you exponentially grow the principal balance.
Yields on BNB Chain fluctuate based on 'Utilisation Rates'. When demand for borrowing or trading FDUSD is high, yields spike. When activity cools, yields compress. This tool assumes a constant rate, but active monitoring is recommended.