DeFiStar.io

Real-time Stablecoin Yields Tracker

Next to LUSD Overview →

Yield Calculator: LUSD

Protocol on Optimism
Stable Yield
6.70%
Active APR

ROI Forecast

6.70% ACTIVE RATE
Moderate Tier
10.7 Years
Time to Double Investment
Rule of 72 Calculation

Earnings Breakdown

Projections based on a $10,000 deposit
Daily Earnings+$1.84
Monthly Income+$55.83
Annual Return+$670.00
Real Yield (Inflation Adj.) 3.70%

Compound Interest Matrix

Investment Daily Profit Monthly Profit Yearly Forecast
$1,000 $0.18 $5.58 $67.00
$5,000 $0.92 $27.92 $335.00
$25,000 $4.59 $139.58 $1,675.00
$50,000 $9.18 $279.17 $3,350.00

* Projections assume APY remains constant and do not account for gas fees.

Strategic Analysis

Investing in LUSD via Aave V3 currently provides a return that provides a consistent, lower-volatility income stream.

Asset Class & Exposure

For risk-averse investors, LUSD offers a shelter from market volatility. The returns here are generated via lending demand or swap fees, rather than token appreciation.

Compounding Strategy

To maximise your crypto-asset earnings on Aave V3, frequency matters. With current daily earnings of ~$1.84 (per $10k), manual reinvestment should be weighed against gas costs.

Network Context: Optimism

Operating on the Optimism network provides a distinct advantage: minimal gas fees. This infrastructure allows for high-frequency compounding (daily or even hourly), enabling investors to squeeze maximum efficiency from this 6.70% APY without friction costs eroding the bottom line.

DeFi Yield Guide

Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this LUSD APY Calculator differ from traditional finance in several ways.

Understanding Your Returns

The LUSD APY Calculator above projects future value based on current network snapshots. In DeFi, returns are dynamic.

The magic of APY (Annual Percentage Yield) vs APR (Annual Percentage Rate) lies in compounding. By reinvesting your daily earnings of ~$1.84, you exponentially grow the principal balance.

Is this yield sustainable?

Yields on Optimism fluctuate based on 'Utilisation Rates'. When demand for borrowing or trading LUSD is high, yields spike. When activity cools, yields compress. This tool assumes a constant rate, but active monitoring is recommended.

DAILY SNAPSHOT
BULL
OPTIMISE NOW
Find your way to higher APY.
GO

Notice: This website provides informational analytics and data services only. We are not authorised or regulated by the Financial Conduct Authority (FCA). We do not offer, facilitate, or provide any financial services or products, including cryptocurrencies, digital assets, or derived products. Content on this site does not constitute financial advice.
DeFiStar.io is an independent data utility. We do not accept listing fees, we do not have an affiliate relationship with protocols, and we do not sell financial products. Our rankings are 100% algorithmic based on on-chain liquidity and smart contract data.
By accessing or using this website, you agree to be bound by our Terms of Service and acknowledge our Risk Disclosures.

Learn more: About Our Mission | Ranking Methodology |
DeFiStar.io, Clyde Offices, 2nd Floor, 48 West George Street, Glasgow, G2 1BP, Scotland, United Kingdom
© 2025–2026 defistar.io