Dashboard Protocols Chains Stability
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PYUSD Yields

In the current DeFi landscape, PYUSD remains a cornerstone asset for yield farmers. We aggregate real-time data from 2 protocols to pinpoint optimal entry points.
$1.0000 (On Peg)
Active Capital (TVL)
$489.9M
Total Market Depth
Mean APY
1.84%
TVL Weighted Avg
Yield Spread
0.38%
Range (Min to Max)
Networks
Array
Blockchains Tracked

PYUSD Market Mechanics

About PYUSD: PayPal's entry into the on-chain space brings institutional credibility and fintech integration to yield markets. As of today, active tracking indicates a total liquidity depth of $489,873,276 across our indexed protocols. Compared to the broader market, this liquidity profile indicates robust institutional participation.
Chain Dominance & Fragmentation: Liquidity for PYUSD is currently heavily concentrated on the Ethereum network, which hosts approx 100% of tracked pools. This suggests a mature market with established lending norms. Investors optimising for gas fees versus yield should carefully weigh the benefits of bridging to Layer 2 solutions where we often observe higher volatility in rates but lower transaction costs.
Yield Environment: The current average APY of 1.84% reflects a conservative 'risk-off' sentiment in the wider crypto market. With a maximum available rate of 2.09%, active rebalancing strategies can capture significant upside compared to passive holding.

Top Yield Strategies

HIGHEST RETURN
MAX YIELD
2.09%
Spark
Ethereum
ANALYSE POOL
INSTITUTIONAL GRADE
MAX SAFETY
1.71%
Score: 100/100
Ethereum
VIEW SAFE POOL

Frequently Asked Questions

Where can I find the best yield for PYUSD? Our aggregator currently tracks 2 pools. The highest yield is found on the Spark protocol on the Ethereum network, offering 2.09%.
What are the risks of lending PYUSD? Risks include Smart Contract bugs, De-pegging events (where PYUSD loses its $1 value), and Liquidation risk if using leverage. We assign a 'Safety Score' to every pool to help mitigate these risks. The current weighted average safety score for PYUSD pools is 100/100.
How often is this data updated? Data is refreshed hourly. The last update was performed on 04 Dec 2025, 11:04 UTC. We maintain active tracking to ensure rates reflect the latest on-chain conditions.
Data Analysis by MooniTooki
Chief Data Architect @DeFiStar.io Follow on X for real-time alpha and risk updates.

Data Source: Internal indexer. Disclaimer: Informational only. Not financial advice. Terms & Conditions apply.