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Risk Audit
Reviewing steakUSDC on Morpho (Ethereum)
MODERATE RISK
70
Baseline Composition 65 pts
steakUSDC
Asset Strength
Morpho
Protocol Trust
Ethereum
Chain Security

We start with a weighted average of the asset, protocol, and chain reputation scores.

Risk Penalties -15 pts
Utilisation Squeeze (>90%)
Utilisation is 89.56%
-10
Safety Bonuses +20 pts
Deep Liquidity (> $100M)
+10
Stable Yield Range (3-7%)
+10
Safety Score Calculation Methodology
Base Score (Typically 60-80 pts)

Weighted Average Formula:
Base = (Asset Score × 0.4) + (Protocol Score × 0.4) + (Chain Score × 0.2)

Risk Penalties
  • Low TVL (<$1M): -5 to -15 pts
  • Very High Util (>90%): -10 pts (withdrawal risk)
  • Extreme APY (>15%): -5 to -10 pts (volatility risk)
  • Smart Contract Risk: -20 pts if audits are outdated
Deep Dive DeFi Risk Audit Report
Smart Contract Integrity

Our audit algorithm prioritises technical risk vectors. For Morpho, the Safety Score of 70 reflects the robustness of the codebase. We specifically analyse time-lock delays and admin key controls, which are vital for preventing 'rug pulls'.

Liquidity Solvency

Boasting $426,065,485 in secured assets, the pool demonstrates strong health. A TVL of this magnitude suggests that the smart contracts have withstood the test of time and attracted significant capital allocators interest. In the event of a market downturn, deep liquidity acts as a shock absorber.

Utilisation Dynamics

Operating at 89.56% efficiency, the lending market for steakUSDC is functioning as intended. There is ample buffer for withdrawals while still generating consistent interest for suppliers. This metric is the heartbeat of the lending market; deviations from the 40-80% range often signal inefficiency or impending liquidity crunches.

Understanding DeFi Risks
What is Smart Contract Risk? Smart contract risk refers to the possibility of bugs or vulnerabilities in the code governing the protocol. Even audited protocols can suffer exploits if unforeseen vectors are discovered.
What is Financial Risk? Financial risk involves market factors like liquidity crises (inability to withdraw) or asset de-pegging. Our score penalizes low liquidity pools to account for this.
Is the Safety Score a guarantee? No. The score is a probabilistic assessment based on historical data and current metrics. It cannot predict "black swan" events or zero-day exploits.
Data Analytics by MooniTooki ID VERIFIED
Passed Govt ID & Sanctions Screening Note: USBC app required to view Profile/Badge Chief Data Architect and Founder at DeFiStar.io Follow on X | Medium | Paragraph | Buy me a coffee
DeFiStar.io Analytics Engine
HOURLY SYNC: ACTIVE
Status: NODE_VERIFIED . Environment integrity confirmed for the 12:00 UTC hourly window. Last data fetch: 12:00 UTC. MooniTooki’s identity is Verified via the GlobaliD network. To view secure profile data and verification badges, the USBC mobile app is required.
Sync Tolerance: <60s Drift Verified | Sampling: 24/24 Snapshot Density | Auth Tag: DFS-260123-1200-f638 | Precision: Institutional (Hourly)
Support DeFiStar.io via Citation
Source: DeFiStar.io (2026). "DeFi Yield Analytics". Analytics by MooniTooki. Ref: DFS-260123-1200-f638. Retrieved 23 Jan 2026, 12:00 UTC

Data Source: Internal indexer. Active Tracking verified at: 23 Jan 2026, 12:00 UTC.
Disclaimer: This audit is an automated analysis tool for educational purposes. Smart contract risk is never zero. Always conduct your own due diligence (DYOR) before depositing funds. Terms of Service apply.

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