USDC Yields
In the current DeFi landscape, USDC remains a cornerstone asset for yield farmers. We aggregate real-time data from 3 protocols to pinpoint optimal entry points.
$0.9997 (On Peg)
Active Capital (TVL)
$6,635.3M
Total Market Depth
Mean APY
3.65%
TVL Weighted Avg
Yield Spread
3.91%
Range (Min to Max)
Networks
9
Blockchains Tracked
USDC Market Mechanics
About USDC: As a fully reserved fiat-backed stablecoin, USDC provides a high-safety baseline for DeFi collateral.
As of today, active tracking indicates a total liquidity depth of $6,635,288,722 across our indexed protocols. Compared to the broader market, this liquidity profile indicates robust institutional participation.
Chain Dominance & Fragmentation: Liquidity for USDC is highly fragmented across multiple networks, specifically Ethereum and others. This fragmentation creates arbitrage opportunities and competitive yield variations. Investors optimising for gas fees versus yield should carefully weigh the benefits of bridging to Layer 2 solutions where we often observe higher volatility in rates but lower transaction costs.
Yield Environment:
The current average APY of 3.65%
reflects a conservative 'risk-off' sentiment in the wider crypto market. With a maximum available rate of 3.93%, active rebalancing strategies can capture significant upside compared to passive holding.
Top Yield Strategies
Frequently Asked Questions
Where can I find the best yield for USDC?
Our aggregator currently tracks 19 pools. The highest yield is found on the Aave V3 protocol on the Avalanche network, offering 3.93%.
What are the risks of lending USDC?
Risks include Smart Contract bugs, De-pegging events (where USDC loses its $1 value), and Liquidation risk if using leverage. We assign a 'Safety Score' to every pool to help mitigate these risks. The current weighted average safety score for USDC pools is 94/100.
How often is this data updated?
Data is refreshed hourly. The last update was performed on 23 Jan 2026, 14:05 UTC. We maintain active tracking to ensure rates reflect the latest on-chain conditions.
Data Analytics by MooniTooki
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Source: DeFiStar.io (2026). "DeFi Yield Analytics". Analytics by MooniTooki. Ref: DFS-260123-1418-a830. Retrieved 23 Jan 2026, 14:18 UTC
Data Source: Internal indexer. Disclaimer: Informational only. Not financial advice. Terms & Conditions apply.