USDC Yields
In the current DeFi landscape, USDC remains a cornerstone asset for yield farmers. We aggregate real-time data from 3 protocols to pinpoint optimal entry points.
$0.9998 (On Peg)
Active Capital (TVL)
$6,418.0M
Total Market Depth
Mean APY
3.28%
TVL Weighted Avg
Yield Spread
2.15%
Range (Min to Max)
Networks
Array
Blockchains Tracked
USDC Market Mechanics
About USDC: As a fully reserved fiat-backed stablecoin, USDC provides a high-safety baseline for DeFi collateral.
As of today, active tracking indicates a total liquidity depth of $6,418,040,995 across our indexed protocols. Compared to the broader market, this liquidity profile indicates robust institutional participation.
Chain Dominance & Fragmentation: Liquidity for USDC is highly fragmented across multiple networks, specifically Arbitrum and others. This fragmentation creates arbitrage opportunities and competitive yield variations. Investors optimising for gas fees versus yield should carefully weigh the benefits of bridging to Layer 2 solutions where we often observe higher volatility in rates but lower transaction costs.
Yield Environment:
The current average APY of 3.28%
reflects a conservative 'risk-off' sentiment in the wider crypto market. With a maximum available rate of 3.71%, active rebalancing strategies can capture significant upside compared to passive holding.
Top Yield Strategies
Frequently Asked Questions
Where can I find the best yield for USDC?
Our aggregator currently tracks 17 pools. The highest yield is found on the Compound V3 protocol on the Optimism network, offering 3.56%.
What are the risks of lending USDC?
Risks include Smart Contract bugs, De-pegging events (where USDC loses its $1 value), and Liquidation risk if using leverage. We assign a 'Safety Score' to every pool to help mitigate these risks. The current weighted average safety score for USDC pools is 91/100.
How often is this data updated?
Data is refreshed hourly. The last update was performed on 04 Dec 2025, 10:05 UTC. We maintain active tracking to ensure rates reflect the latest on-chain conditions.
Data Analysis by MooniTooki
Chief Data Architect @DeFiStar.io
Follow on X
for real-time alpha and risk updates.
Data Source: Internal indexer. Disclaimer: Informational only. Not financial advice. Terms & Conditions apply.