Is Venus safe to use?

Based on our algorithmic risk model, this pool has a Safety Score of 87/100. This considers TVL ($85,362,470), Protocol Maturity, and Chain Security.

Where does the 3.11% yield come from?

The yield is generated from borrowers paying interest to access liquidity in the Venus protocol on the BNB Chain network.

What is the Utilization Rate?

The pool currently has a utilization rate of 61.95%. High utilization (>80%) often leads to higher APY but may cause temporary withdrawal delays.

Dashboard Protocols Chains Stability

USDC on Venus

Network: BNB Chain • Rank: #2 on Chain

Updated: 04 Dec 2025, 09:00 UTC

3.11%

Current APY

Total Value Locked

$85,362,470

Safety Score

87/100

Utilisation

61.95%

Volatility

Low

Analyst Insight

By assessing the on-chain metrics for USDC on Venus, our risk model classifies this as a conservative capital preservation play. While yields are moderate, the high safety score (87/100) prioritises principal protection.

The current APY of 3.11% is supported by a Total Value Locked (TVL) of $85,362,470. Data indicates this pool is currently outperforming the broader USDC market by 11.5%. This alpha may be driven by incentivised rewards.

Risk Context: With a Safety Score of 87/100, this liquidity pool is positioned for long-term holders seeking compound growth.

Deposit on Venus

Yield Mechanics: How It Works

Understanding the underlying protocol logic is crucial for assessing sustainability. The 3.11% APY displayed for USDC is primarily derived from interest paid by borrowers on the Venus protocol.

Supply & Demand

When you deposit USDC, you become a liquidity provider. Borrowers pledge collateral (like ETH or BTC) to take out loans. The interest rate fluctuates based on the Utilisation Rate (currently 61.95%). With moderate utilisation, rates remain stable, ensuring liquidity is available for withdrawals.

Risk Strategy & Management

While Venus is a reputable protocol, no yield is without risk. Based on the current Safety Score of 87/100, we recommend the following approach:

Smart Contract Risk: Ensure you are comfortable with the audit history of Venus.
Liquidity Risk: With a TVL of $85,362,470, slippage is minimal for standard trade sizes.
Strategy: Suitable for a 'Set and Forget' strategy.

Frequently Asked Questions

Is Venus audited?

Major protocols listed on DeFiStar typically have multiple audits. The Safety Score of 87 reflects the protocol's maturity and security track record.

Can I withdraw my USDC at any time?

Generally, yes. However, if the Utilisation Rate hits 100%, withdrawals may be paused until borrowers repay loans or new suppliers enter the pool.

Why does the APY change?

DeFi rates are dynamic. If more people deposit USDC, the rate may drop. If borrowing demand increases, the rate will rise. We update this data hourly.

Advanced Tools

Enhance your stablecoin yield data analysis with our suite of tools:

Profit Calculator: Forecast compound interest earnings.
Safety Audit: Deep dive into the risk factors.
Liquidity Depth: Analyse market dominance and slippage.

Data Analysis by MooniTooki

Chief Data Architect @DeFiStar.io Follow on X for real-time alpha and risk updates.

Data Sources: Metrics sourced directly from on-chain contracts via the DeFiStar Indexer.
Disclaimer: Data is for informational purposes only. Past performance is not indicative of future results. Terms of Service apply.