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Real-time Stablecoin Yields Tracker

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Yield Calculator: USDT

Protocol on Ethereum
Stable Yield
4.10%
Active APR

ROI Forecast

4.10% ACTIVE RATE
Moderate Tier
17.6 Years
Time to Double Investment
Rule of 72 Calculation

Earnings Breakdown

Projections based on a $10,000 deposit
Daily Earnings+$1.12
Monthly Income+$34.17
Annual Return+$410.00
Real Yield (Inflation Adj.) 1.10%

Compound Interest Matrix

Investment Daily Profit Monthly Profit Yearly Forecast
$1,000 $0.11 $3.42 $41.00
$5,000 $0.56 $17.08 $205.00
$25,000 $2.81 $85.42 $1,025.00
$50,000 $5.62 $170.83 $2,050.00

* Projections assume APY remains constant and do not account for gas fees.

Strategic Analysis

Investing in USDT via Euler V2 currently provides a return that provides a consistent, lower-volatility income stream.

Asset Class & Exposure

As USDT is a pegged asset, this yield of 4.10% represents 'pure yield' with minimal price exposure risk, barring any black-swan de-pegging events.

Compounding Strategy

To maximise your crypto-asset earnings on Euler V2, frequency matters. With current daily earnings of ~$1.12 (per $10k), manual reinvestment should be weighed against gas costs.

Network Context: Ethereum

On Ethereum Mainnet, gas costs can erode yield for smaller positions. We recommend a monthly compounding schedule or using a yield aggregator to batch transactions, ensuring fees do not outweigh your returns.

DeFi Yield Guide

Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this USDT APY Calculator differ from traditional finance in several ways.

The Mechanics of

By depositing USDT, you become a 'Liquidity Provider' (LP). You are essentially acting as a bank, facilitating trades for other users on the blockchain. In exchange for locking your capital, you earn the APY shown above.

Key Risk Factors

Before allocating capital, consider the 'Real Yield' (Inflation Adjusted):

With global inflation at roughly 3%, your Real Yield is 1.10%.

Furthermore, be aware of Smart Contract Risk. While is established, interacting with any smart contract on Ethereum involves a non-zero degree of technical risk.

DAILY SNAPSHOT
TOOL
BASE RATE
The "Risk-Free" rate of DeFi calculated live.
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