Dashboard Protocols Chains Stability
Next to USDT Overview →

Yield Calculator: USDT

Protocol on BNB Chain
Conservative
2.91%
Active APR

ROI Forecast

2.91% ACTIVE RATE
Low Tier
24.7 Years
Time to Double Investment
Rule of 72 Calculation

Earnings Breakdown

Projections based on a $10,000 deposit
Daily Earnings+$0.80
Monthly Income+$24.25
Annual Return+$291.00
Real Yield (Inflation Adj.) -0.09%

Compound Interest Matrix

Investment Daily Profit Monthly Profit Yearly Forecast
$1,000 $0.08 $2.43 $29.10
$5,000 $0.40 $12.13 $145.50
$25,000 $1.99 $60.63 $727.50
$50,000 $3.99 $121.25 $1,455.00

* Projections assume APY remains constant and do not account for gas fees.

Strategic Analysis

Investing in USDT via Venus currently provides a return that prioritises capital preservation over aggressive growth.

Asset Class & Exposure

This pool offers exposure to stablecoin yield. Unlike volatile crypto-assets, the principal value here is designed to remain constant (1:1), making the APR a closer reflection of realised profit.

Compounding Strategy

To maximise your crypto-asset earnings on Venus, frequency matters. With current daily earnings of ~$0.80 (per $10k), manual reinvestment should be weighed against gas costs.

Network Context: BNB Chain

Operating on the BNB Chain network provides a distinct advantage: minimal gas fees. This infrastructure allows for high-frequency compounding (daily or even hourly), enabling investors to squeeze maximum efficiency from this 2.91% APY without friction costs eroding the bottom line.

DeFi Yield Guide

Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this USDT APY Calculator differ from traditional finance in several ways.

The Mechanics of

By depositing USDT, you become a 'Liquidity Provider' (LP). You are essentially acting as a bank, facilitating trades for other users on the blockchain. In exchange for locking your capital, you earn the APY shown above.

Key Risk Factors

Before allocating capital, consider the 'Real Yield' (Inflation Adjusted):

With global inflation at roughly 3%, your Real Yield is -0.09%.

Furthermore, be aware of Smart Contract Risk. While is established, interacting with any smart contract on BNB Chain involves a non-zero degree of technical risk.

DAILY SNAPSHOT