| Daily Earnings | +$0.83 |
| Monthly Income | +$25.25 |
| Annual Return | +$303.00 |
| Investment | Daily Profit | Monthly Profit | Yearly Forecast |
|---|---|---|---|
| $1,000 | $0.08 | $2.53 | $30.30 |
| $5,000 | $0.42 | $12.63 | $151.50 |
| $25,000 | $2.08 | $63.13 | $757.50 |
| $50,000 | $4.15 | $126.25 | $1,515.00 |
* Projections assume APY remains constant and do not account for gas fees.
Investing in DAI via Aave V3 currently provides a return that prioritises capital preservation over aggressive growth.
For risk-averse investors, DAI offers a shelter from market volatility. The returns here are generated via lending demand or swap fees, rather than token appreciation.
To maximise your crypto-asset earnings on Aave V3, frequency matters. With current daily earnings of ~$0.83 (per $10k), manual reinvestment should be weighed against gas costs.
Given the security-first but higher-cost environment of Ethereum, frequent interaction with the smart contract is costly. To maximise returns, avoid daily claiming; instead, let the rewards accumulate to a threshold where the gas fee represents less than 1% of the claim value.
Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this DAI APY Calculator differ from traditional finance in several ways.
By depositing DAI, you become a 'Liquidity Provider' (LP). You are essentially acting as a bank, facilitating trades for other users on the blockchain. In exchange for locking your capital, you earn the APY shown above.
Before allocating capital, consider the 'Real Yield' (Inflation Adjusted):
With global inflation at roughly 3%, your Real Yield is 0.03%.
Furthermore, be aware of Smart Contract Risk. While is established, interacting with any smart contract on Ethereum involves a non-zero degree of technical risk.