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Yield Calculator: sDAI

Protocol on Ethereum
Conservative
0.00%
Active APR

ROI Forecast

0.00% ACTIVE RATE
Low Tier
0.0 Months
Time to Double Investment
Rule of 72 Calculation

Earnings Breakdown

Projections based on a $10,000 deposit
Daily Earnings+$0.00
Monthly Income+$0.00
Annual Return+$0.00
Real Yield (Inflation Adj.) -3.00%

Compound Interest Matrix

Investment Daily Profit Monthly Profit Yearly Forecast
$1,000 $0.00 $0.00 $0.00
$5,000 $0.00 $0.00 $0.00
$25,000 $0.00 $0.00 $0.00
$50,000 $0.00 $0.00 $0.00

* Projections assume APY remains constant and do not account for gas fees.

Strategic Analysis

Investing in sDAI via Maker sDAI currently provides a return that prioritises capital preservation over aggressive growth.

Asset Class & Exposure

While the 0.00% return is attractive, it is paid in like-kind. If the price of SDAI appreciates, your effective APY relative to your entry price increases; conversely, a price drop will dampen net USD returns.

Compounding Strategy

To maximise your crypto-asset earnings on Maker sDAI, frequency matters. With current daily earnings of ~$0.00 (per $10k), manual reinvestment should be weighed against gas costs.

Network Context: Ethereum

As this strategy resides on Ethereum, transaction fees must be factored into your net ROI. Investors typically opt for a 'harvest and compound' cycle of 14 to 30 days to maintain a healthy efficiency ratio.

DeFi Yield Guide

Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this sDAI APY Calculator differ from traditional finance in several ways.

Where does the yield come from?

In the ecosystem, yield is not printed out of thin air. It is typically generated from two verifiable on-chain sources:

  • Swap Fees: Every time a trader exchanges tokens against this liquidity pool, a fee (e.g., 0.3%) is collected and distributed pro-rata to liquidity providers.
  • Incentives: The protocol may distribute governance tokens to attract liquidity, effectively subsidising the APR to boost depth.

Risk Assessment

While a projected return of 0.00% is attractive, distinct risks exist in Decentralised Finance (DeFi):

  • Impermanent Loss (IL): If the ratio of assets in the pool changes due to price divergence, you may end up with less value than if you had simply held the tokens in a wallet.
  • Smart Contract Risk: Code is law, but code can have bugs. Ensure you trust the audit history of .
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