| Daily Earnings | +$0.78 |
| Monthly Income | +$23.75 |
| Annual Return | +$285.00 |
| Investment | Daily Profit | Monthly Profit | Yearly Forecast |
|---|---|---|---|
| $1,000 | $0.08 | $2.38 | $28.50 |
| $5,000 | $0.39 | $11.88 | $142.50 |
| $25,000 | $1.95 | $59.38 | $712.50 |
| $50,000 | $3.90 | $118.75 | $1,425.00 |
* Projections assume APY remains constant and do not account for gas fees.
Investing in USDC via Aave V3 currently provides a return that prioritises capital preservation over aggressive growth.
This pool offers exposure to stablecoin yield. Unlike volatile crypto-assets, the principal value here is designed to remain constant (1:1), making the APR a closer reflection of realised profit.
To maximise your crypto-asset earnings on Aave V3, frequency matters. With current daily earnings of ~$0.78 (per $10k), manual reinvestment should be weighed against gas costs.
Due to the low-latency nature of the Optimism architecture, this pool is ideal for active yield farming strategies. Auto-compounding mechanisms function efficiently here, as the transaction costs are negligible compared to the daily yield generation.
Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this USDC APY Calculator differ from traditional finance in several ways.
The USDC APY Calculator above projects future value based on current network snapshots. In DeFi, returns are dynamic.
The magic of APY (Annual Percentage Yield) vs APR (Annual Percentage Rate) lies in compounding. By reinvesting your daily earnings of ~$0.78, you exponentially grow the principal balance.
Yields on Optimism fluctuate based on 'Utilisation Rates'. When demand for borrowing or trading USDC is high, yields spike. When activity cools, yields compress. This tool assumes a constant rate, but active monitoring is recommended.