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Real-time Stablecoin Yields Tracker

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Yield Calculator: USDT

Protocol on Ethereum
Conservative
3.43%
Active APR

ROI Forecast

3.43% ACTIVE RATE
Low Tier
21.0 Years
Time to Double Investment
Rule of 72 Calculation

Earnings Breakdown

Projections based on a $10,000 deposit
Daily Earnings+$0.94
Monthly Income+$28.58
Annual Return+$343.00
Real Yield (Inflation Adj.) 0.43%

Compound Interest Matrix

Investment Daily Profit Monthly Profit Yearly Forecast
$1,000 $0.09 $2.86 $34.30
$5,000 $0.47 $14.29 $171.50
$25,000 $2.35 $71.46 $857.50
$50,000 $4.70 $142.92 $1,715.00

* Projections assume APY remains constant and do not account for gas fees.

Strategic Analysis

Investing in USDT via Compound V3 currently provides a return that prioritises capital preservation over aggressive growth.

Asset Class & Exposure

This pool offers exposure to stablecoin yield. Unlike volatile crypto-assets, the principal value here is designed to remain constant (1:1), making the APR a closer reflection of realised profit.

Compounding Strategy

To maximise your crypto-asset earnings on Compound V3, frequency matters. With current daily earnings of ~$0.94 (per $10k), manual reinvestment should be weighed against gas costs.

Network Context: Ethereum

On Ethereum Mainnet, gas costs can erode yield for smaller positions. We recommend a monthly compounding schedule or using a yield aggregator to batch transactions, ensuring fees do not outweigh your returns.

DeFi Yield Guide

Understanding how yield is generated is critical for any DeFi investor. The returns displayed in this USDT APY Calculator differ from traditional finance in several ways.

Understanding Your Returns

The USDT APY Calculator above projects future value based on current network snapshots. In DeFi, returns are dynamic.

The magic of APY (Annual Percentage Yield) vs APR (Annual Percentage Rate) lies in compounding. By reinvesting your daily earnings of ~$0.94, you exponentially grow the principal balance.

Is this yield sustainable?

Yields on Ethereum fluctuate based on 'Utilisation Rates'. When demand for borrowing or trading USDT is high, yields spike. When activity cools, yields compress. This tool assumes a constant rate, but active monitoring is recommended.

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