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Real-time Stablecoin Yields Tracker

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Best PYUSD Interest Rates

Institutional grade PayPal USD yields. Track real-time APY for PYUSD on Ethereum and Solana.

2.16%
Top APY Found
$527.9M
Total PYUSD Tracked
Updated: 23 Jan 2026, 17:05 UTC
Rank Protocol Network Current APY TVL Utilisation Safety Score Link
#1 Ethereum 2.16% $389.6M -
Score: 88
DEPOSIT
#2 Ethereum 2.00% $138.2M 46.1%
Score: 100
DEPOSIT

PayPal USD (PYUSD) Ecosystem

PYUSD is an ERC-20 stablecoin issued by Paxos Trust Company and backed by PayPal. It represents the bridge between traditional fintech and DeFi. Because it is highly regulated, it is often favored by institutional borrowers.

Why use PYUSD in DeFi?
PayPal frequently incentivizes liquidity on protocols like Aave and Curve to grow PYUSD adoption. This can result in "subsidized" APYs that are higher than organic market rates for USDC or USDT, despite the asset being theoretically safer (regulated).

Solana Expansion: PYUSD has recently expanded to Solana, offering confidential transfers and lower fees, with growing yield opportunities on lending protocols like Kamino and Marginfi.

Asset Stats

  • Avg APY: 2.08%
  • Issuer: Paxos / PayPal
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Sync Tolerance: <60s Drift Verified | Sampling: 24/24 Snapshot Density | Auth Tag: DFS-260123-1740-2e8d | Precision: Institutional (Hourly)
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Source: DeFiStar.io (2026). "DeFi Yield Analytics". Analytics by MooniTooki. Ref: DFS-260123-1740-2e8d. Retrieved 23 Jan 2026, 17:40 UTC
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