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Real-time Stablecoin Yields Tracker

Best RLUSD Interest Rates

Institutional grade Ripple USD yields. Track real-time APY on the XRP Ledger and Ethereum.

1.19%
Top APY Found
$1,191.9M
Total RLUSD Tracked
Updated: 23 Jan 2026, 14:33 UTC
Rank Protocol Network Current APY TVL Utilisation Safety Score Link
#1 Ethereum 1.19% $605.6M 40.8%
Score: 100
DEPOSIT
#2 Ethereum 0.68% $586.3M 20.5%
Score: 100
DEPOSIT

Ripple USD (RLUSD): The Enterprise Stablecoin

RLUSD is Ripple’s answer to the need for a fully compliant, enterprise-grade stablecoin. Unlike algorithmic alternatives, RLUSD is 100% backed by US dollar deposits, short-term US government treasuries, and cash equivalents.

Dual-Network Yields:
RLUSD is native to both the XRP Ledger (XRPL) and Ethereum. On Ethereum, it integrates with standard DeFi protocols like Uniswap and Aave. On XRPL, it powers the native Automated Market Maker (AMM), allowing holders to earn yield by providing liquidity against XRP with near-instant settlement speeds.

Why the Premium?
Institutions often prefer regulated assets. You may find that RLUSD yields are slightly lower than USDT due to its safety profile, but during periods of high XRP Ledger activity, RLUSD liquidity becomes extremely valuable, driving APY spikes in AMM pools.

Asset Stats

  • Avg APY: 0.94%
  • Issuer: Ripple Labs
  • Backing: USD & Treasuries
View Safest Pools
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Sync Tolerance: <60s Drift Verified | Sampling: 24/24 Snapshot Density | Auth Tag: DFS-260123-1500-9af2 | Precision: Institutional (Hourly)
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Source: DeFiStar.io (2026). "DeFi Yield Analytics". Analytics by MooniTooki. Ref: DFS-260123-1500-9af2. Retrieved 23 Jan 2026, 15:00 UTC
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